Retail & Office | Restaurants | Contractors | Bonding | Compounding Pharmacies | Laser/IPL | MediSpa | Tattoo & Body Piercing | Micropigmentation | Day Spa | Salon | Electrology | Aesthetics | Massage & Bodywork
Retail & Office
We can provide coverage for commercial property and liability whether it’s for your building, your business personal property or your retail business. If multiple locations, the primary location must be in New Jersey.
We also offer a variety of specialized insurance programs throughout the country. See other options below or please click here for more info.
Available Coverage
Special Form with Replacement Cost and Loss of Income protection written in package policies. The package policies also provide commercial liability and many additional features that will protect your investment from direct physical loss, subject to standard policy exclusions. In addition, we offer Workers’ Compensation; Employers Professional Liability Insurance; Directors & Officers; and Employee Dishonesty.
Eligible Operations
All classes with exception of Coastal properties.
Policy Premiums
Quotations are subject to a completed application.
Restaurants
Complete insurance protection for your restaurant including liquor liability.
Available Coverage
Policies are tailored to meet the coverage needs of each inidividual restaurant.
The focus of the Marine Agency Restaurant insurance program is complete coverage for your restaurant including liquor liability. Many policy enhancements are available to meet the special coverage needs of restaurants.
Marine Agency Corporation is also pleased to provide additional lines of coverage such as umbrella, EPLI, commercial automobile, and workers’ compensation subject to applicable underwriting guidelines.
Eligible Operations
Coverage is available in all fifty states, subject to underwriting guidelines.
Restaurants with up to 40% liquor sales are eligible.
No live entertainment permitted such as live bands / concerts.
Policy Premiums
Policies are tailored to meet the coverage needs for each individual restaurant.
Contractors
We have markets that can provide general liability for carpenters, electricians, excavators, landscapers, plumbers, and many more professions.
Available Coverage
Generally few restrictions.
Eligible Operations
New Jersey based only.
Policy Premiums
Subject to a completed application.
Bonding
We have markets that provide contractor bid bonds, performance/completion bonds, surety bonds, employee dishonesty bonds, estate bonds, license bonds, tuition bonds, and travel agent/ARC bonds.
Available Coverage
Contractor bonds are available only in New Jersey. All others are available in most states subject to underwriting eligibility.
Eligible Operations
Subject to underwriting eligibility and review of financial statements.
Policy Premiums
Subject to classification and completed application.
Compounding Pharmacies
Complete Insurance protection for your pharmacy including compounding drugs, non-standard and custom formulations, and private label drugs.
Policy Premiums
Subject to a completed application.
Laser/IPL & MediSpa
Complete insurance protection for your laser, laser-type, and light-based hair removal clinic.
Covered services can include skin and photo rejuvenation, wrinkle reduction, treatment of rosacea, veins and sun spots, laser and IPL hair removal, and tattoo removal.
Coverage for electrology and other salon/spa services may be added at little or no additional cost.
Available Coverage
Policies are tailored to meet the coverage needs of each individual clinic.
The focus of the Laser Pacsm insurance program is liability insurance for the hard to place laser clinics and medi-spas. General and/or professional liability insurance coverage is available in all fifty states.
Marine Agency Corporation is also pleased to provide additional lines of coverage such as property insurance, commercial automobile, and workers’ compensation subject to applicable underwriting guidelines.
Eligible Operations
Policies are tailored to meet the coverage needs of each individual clinic.
Virtually all spas, laser clinics, and skincare clinics are eligible for coverage.
Covered services can include skin and photo rejuvenation, wrinkle reduction, treatment of rosacea, veins and sun spots, laser and IPL hair removal, and tattoo removal. Additional coverage for other “spa” services is available through our other specialty insurance programs.
Policy Premiums
Policies are tailored to meet the coverage needs of each individual clinic.
A number of insurance carriers are available to provide professional liability coverage. Policy premiums vary depending on the types of services you perform and are based on either the number of covered professionals or your expected annual sales.
Tattoo & Body Piercing
Complete insurance protection for your spa, salon, electrology, tattoo, body piercing, or micropigmentation studio.
Available Coverage
Policies are tailored to meet the coverage needs of each individual salon or spa.
The focus of our specialty insurance program is liability insurance for a variety of service businesses including electrologists, aestheticians & massage therapists, day spas, tattoo artists, body piercers, and micropigmentation technicians. General and/or professional liability insurance coverage is available in all fifty states.
In most cases, property coverage for your supplies, equipment, fixtures & furnishings is also available.
Marine Agency Corporation is also pleased to provide additional lines of coverage such as umbrella, EPLI, commercial automobile, and workers’ compensation subject to applicable underwriting guidelines.
Eligible Operations
Policies are tailored to meet the coverage needs of each individual clinic.
Virtually all electrology, skin care clinics, and day spas are eligible for coverage. We are pleased to also offer coverage for tattoo, body piercing, and micropigmentation studios.
Property (contents and/or building) coverage is not available in Florida or coastal counties along the Atlantic or Gulf coast south of Maryland. Additional underwriting restrictions may apply.
Policy Premiums
Policies are tailored to meet the coverage needs of each individual clinic.
Liability premiums are based on the number of technicians and the types of services provided. Property premiums are based on the amount of coverage needed as well as the characteristics of your business location (address, building construction type, sprinkler and/or alarm systems, etc.).
A 10% discount on professional liability premiums is available for a number of different professional associations and for graduates of a number of micropigmentation training programs. Click here for a complete list.
Micropigmentation
Complete insurance protection for your spa, salon, electrology, tattoo, body piercing, or micropigmentation studio.
Available Coverage
Policies are tailored to meet the coverage needs of each individual salon or spa.
The focus of our specialty insurance program is liability insurance for a variety of service businesses including electrologists, aestheticians & massage therapists, day spas, tattoo artists, body piercers, and micropigmentation technicians. General and/or professional liability insurance coverage is available in all fifty states.
In most cases, property coverage for your supplies, equipment, fixtures & furnishings is also available.
Marine Agency Corporation is also pleased to provide additional lines of coverage such as umbrella, EPLI, commercial automobile, and workers’ compensation subject to applicable underwriting guidelines.
Eligible Operations
Policies are tailored to meet the coverage needs of each individual clinic.
Virtually all electrology, skin care clinics, and day spas are eligible for coverage. We are pleased to also offer coverage for tattoo, body piercing, and micropigmentation studios.
Property (contents and/or building) coverage is not available in Florida or coastal counties along the Atlantic or Gulf coast south of Maryland. Additional underwriting restrictions may apply.
Policy Premiums
Policies are tailored to meet the coverage needs of each individual clinic.
Liability premiums are based on the number of technicians and the types of services provided. Property premiums are based on the amount of coverage needed as well as the characteristics of your business location (address, building construction type, sprinkler and/or alarm systems, etc.).
A 10% discount on professional liability premiums is available for a number of different professional associations and for graduates of a number of micropigmentation training programs. Click here for a complete list.
Day Spa/Salon, Electrology & Aesthetics, Massage & Bodywork
Complete insurance protection for your spa, salon, electrology, tattoo, body piercing, or micropigmentation studio.
Available Coverage
Policies are tailored to meet the coverage needs of each individual salon or spa.
The focus of our specialty insurance program is liability insurance for a variety of service businesses including electrologists, aestheticians & massage therapists, day spas, tattoo artists, body piercers, and micropigmentation technicians. General and/or professional liability insurance coverage is available in all fifty states.
In most cases, property coverage for your supplies, equipment, fixtures & furnishings is also available.
Marine Agency Corporation is also pleased to provide additional lines of coverage such as umbrella, EPLI, commercial automobile, and workers’ compensation subject to applicable underwriting guidelines.
Eligible Operations
Policies are tailored to meet the coverage needs of each individual clinic.
Virtually all electrology, skin care clinics, and day spas are eligible for coverage. We are pleased to also offer coverage for tattoo, body piercing, and micropigmentation studios.
Property (contents and/or building) coverage is not available in Florida or coastal counties along the Atlantic or Gulf coast south of Maryland. Additional underwriting restrictions may apply.
Policy Premiums
Policies are tailored to meet the coverage needs of each individual clinic.
Liability premiums are based on the number of technicians and the types of services provided. Property premiums are based on the amount of coverage needed as well as the characteristics of your business location (address, building construction type, sprinkler and/or alarm systems, etc.).
A 10% discount on professional liability premiums is available for a number of different professional associations and for graduates of a number of micropigmentation training programs. Click here for a complete list.
